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MORTGAGES

Access One mortgages

Start your journey

Whether you’re buying, moving or improving your home, we can help. Discover everything you need to apply for or manage a mortgage(1).

Step-by-step guide

Your mortgage options

First-time home buyers

Find out everything you need to know about getting a mortgage and buying a home from start to finish.

How to buy your first home

Remortgage with us

Whether you're moving, improving or looking for a new rate, we’re here to help you switch your mortgage every day of the week.

Remortgage your home

Moving home

Find a new deal for your dream home or see if you can transfer your current rate with us so your mortgage moves with you.

Mortgages for dream homes

Buy-to-let mortgages

Get advice on how to buy to let and discover our latest buy-to-let rates.

Explore buy-to-let mortgages

Need help with your mortgage?

Visit the support hub for all the latest mortgage information and find out more about the government's new Mortgage Charter.

Mortgage support hub

How to get started

Work out what you can afford

Use our mortgage calculators to work out how much you can borrow and what your monthly payments might be.

Mortgage calculators

Get an Agreement in Principle (AiP)

Apply online to find out if you could borrow the amount you need – without affecting your credit score.

Get an AiP

Manage your mortgage online

Manage your mortgage, apply to borrow more, switch to a new rate or get help with your payments.

Manage your mortgage

Track your application online

You'll get a Track It reference when you apply for a mortgage that you can track online.

Discover Track It

Advice for first-time buyers

Discover expert tips and guides to help you prepare for buying your first home.

First-time buyer guide

Guides to help

Energy at home

Find out how you could make your home more energy efficient and discover the latest offers available if you have a residential mortgage with us.

Energy at home

Remortgage guides

Find out why moving your mortgage to us could be right for you – and how remortgaging works.

How remortgaging works

How to buy to let

Read our tips on how to become a landlord – from choosing a property and mortgage to understanding your tax liabilities and legal responsibilities to tenants.

Buying to let

How to get your first mortgage

Discover how to get a mortgage from start to finish and see how our mortgage calculators can help you.

Getting your first mortgage

Chat to us online

If you already bank with us, you can open a chat in Online Banking.

Log into Online Banking

Call us on

Lines are open Monday to Friday from 8am to 8pm, Saturdays from 9am to 5pm, Sundays closed, and bank holidays from 9am to 5pm.

Open a Access One Bank Account

Scan the QR code using your phone camera to get started

Scan the QR code with your phone or tablet, or tap the App Store or Google Play buttons below to download the app and begin your application. T&Cs and eligibility apply. 18+ and UK only.

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