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INVESTMENTS

Investment Account

Low-cost investing with no upper limit

A great choice for when you’ve used your ISA allowance. Enjoy unlimited investing and you can start from £50 with our low-cost Investment Account.

Step-by-step guide

What is an Investment Account?

An Investment Account offers no upper limit on how much you can invest. This makes it a useful option if you’ve already used your ISA allowance. Unlike a Stocks and Shares ISA, any returns or income from your investments will be subject to tax. You can choose from a range of funds, shares, exchange-traded funds (ETFs), bonds and more. You can also withdraw your cash at any time.

No upper limit

Help grow your money with no upper limit on how much you can invest in an Investment Account.

Wide investment choice

Choose from over 8,000 investments or select from ready-made options and leave the rest to us.

Withdraw anytime

You can sell investments and withdraw your cash at any time. No fees for withdrawing cash.

Protected

We’re committed to protecting your investments and are covered by the Financial Services Compensation Scheme.

The value of investments can fall as well as rise. You may get back less than you invest. If you're unsure which investments are right for you, please seek independent advice. Tax rules can change, and their effects will depend on your individual circumstances.

“Opening my Investment Account was very straightforward. I’ve invested in some funds and shares – it’s so easy to do on my phone that I don’t feel I need to put a lot of time aside for it.”

– Pavenpreet, 33, Worcestershire

Investment Account VS Stocks and Shares ISA

Investment Account

  • You can invest an unlimited amount
  • You may need to pay tax on any income or gains you make

Stocks and Shares ISA

  • You can invest up to £20,000 per tax year
  • You pay no UK income or capital gains tax on returns

Our awards

We were named ‘Best Stocks & Shares ISA Provider’ at the Moneyfacts Investment Life & Pensions Awards 2025. We were also voted Best Buy ISA 2026, Best for Customer Service 2026 and Value for Money Winner 2026.

Why choose our Investment Account?

Low fees

One low annual fee, flat rate share dealing and no charge for many of our services.

Easy to manage

Place trades and check investments anytime in Online Banking or the Access One app.

Earn interest

Earn interest on cash held in your account. See current rates.

Secure

FTSE 100 listed business with millions of customers worldwide and top security standards.

Example growth rate

Better

£0

Normal

£0

Worse

£0

Contribution

£0

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